Chase 5/24 Rule Explained In Detail – Everything You Need To Know (Updated For 2019) – Doctor Of Credit

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The 2/30 Rule. This one is a bit less well-known than the 5/24 rule. According to this rule, you can’t open more than 2 personal credit cards or 1 business credit card in a 30-day period. Just as with the 5/25 rule, this is not a confirmed, published rule – but it is backed by tons of user-reported data.

Whether you want a Chase credit card for its specific rewards or simply wish to churn, baby, churn, the 5/24 Rule will likely play a big role in your journey toward the Chase card of your dreams. With a little know-how and some careful planning, however, the 5/24 Rule doesn’t have to be the end of that journey.

If you plan on taking out a few credit cards that will earn you lots of miles and points, then you need to know the ins and outs of the "chase 5/24 rule, which is a rule that Chase does not formally publish. Included in this article are the cards that are subject to the rule, and those that aren’t.

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Re: What counts towards Chase’s 5/24 rule? store cards, like any revolving credit line, counts. No offense to DoC but there have been plenty of people, on these forums and elsewhere, that were denied under 5/24 for store cards, lines of credit, etc.

/u/there_wreck just brought this to my attention via a comment.. DoC’s source told him that Chase’s 5/24 rule has gone into affect for all applications submitted on or after 5/22/16. View the post on Doctor of Credit here.

(Offers on this page are now expired and are no longer available.) There’s been a lot of talk about the Chase 5/24 rule as of late. Basically, the rule states that if you have been approved for more than five cards from any bank within the last 24 months, Chase will not approve you for a new credit card.

Chase Ultimate Rewards is considered among the best, most flexible credit card rewards programs. However, a few years ago, Chase introduced the 5/24 rule as part of the application process. It’s been increasingly enforced, making it difficult for people to qualify if they frequently apply for credit cards.

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